Mortgage Management

Expert Guidance for Confident Homeownership

Proven solutions to help you gain control over your mortgage and your finances.

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“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

Bethlehem, Georgia

09/08/2022
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First off Fabion was amazing, he listened to mine and my wife's concerns about refinancing our home because we had heard alot of horror stories about refinancing our home. Fabion walked my wife and I through the whole process, was always by our side every step. He made the whole process effortless and addressed every concern and every question we had along the way. Fabion was always smiling during our refinance as we did a lot of it through video chat which that in itself made it amazing and we are super blessed to have someone so detail oriented to handle our refinance. Fabion is going to be helping us purchase a new home in the near future. We highly recommend Fabion Medhanie if you are looking for a professional to help you refinance or purchase your new home whether it's your dream home or your first home. Fabion will make it an experience worth remembering!!!!“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

Bethlehem, Georgia

09/08/2022
icon-goole

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

Bethlehem, Georgia

09/08/2022
EDUCATIONS

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3 Things To Avoid After You Apply For A Loan

Play Video
Studio Video
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s

3 Things To Avoid After You Apply For A Loan

Do This And You Could Pay Off Your Mortgage Faster

Play Video
Studio Video
m
s

Do This And You Could Pay Off Your Mortgage Faster

Falling Behind On Your Mortgage Payment? Make Sure You Do This

Play Video
Podcast
5
m
30
s

Falling Behind On Your Mortgage Payment? Make Sure You Do This

How Not Checking Your Mortgage Regularly Could Be Hurting You In the Long Run

Play Video
Podcast
5
m
30
s

How Not Checking Your Mortgage Regularly Could Be Hurting You In the Long Run

“Falling behind on a mortgage can happen to anyone… I think we saw how easy that cou...

Play Video
Voice Clip
m
s

"The best way to stay on top of your mortgage? Have someone stay on top of it for you."

Read Quote

"According to Marketplace, there were 45,000 foreclosures in 2021. Don't end up a statistic."

Read Quote
Studio Video
Podcast
Voice Clip
Quote

3 Things To Avoid After You Apply For A Loan

Play Video
Studio Video
m
s

3 Things To Avoid After You Apply For A Loan

Do This And You Could Pay Off Your Mortgage Faster

Play Video
Studio Video
m
s

Do This And You Could Pay Off Your Mortgage Faster

Falling Behind On Your Mortgage Payment? Make Sure You Do This

Play Video
Podcast
5
m
30
s

Falling Behind On Your Mortgage Payment? Make Sure You Do This

How Not Checking Your Mortgage Regularly Could Be Hurting You In the Long Run

Play Video
Podcast
5
m
30
s

How Not Checking Your Mortgage Regularly Could Be Hurting You In the Long Run

“Falling behind on a mortgage can happen to anyone… I think we saw how easy that cou...

Play Video
Voice Clip
m
s

"The best way to stay on top of your mortgage? Have someone stay on top of it for you."

Read Quote

"According to Marketplace, there were 45,000 foreclosures in 2021. Don't end up a statistic."

Read Quote
Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.
EDUCATION

Learn More About Your Mortgage

EDUCATIONS

Learn From Experience

Stories and information to help you plan, prepare and protect what matters most.

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Find Out What Kind Of Mortgage You Could Qualify For!

The first step on your home buying journey is finding out what you qualify for. Schedule a complimentary consultation now so we can get you on your way to home ownership!

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tESTIMONIALS

Find out what people are saying about us!

We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at Guaranteed Rate!

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Nate Kenyon

Licensed Sales Assistant

Guaranteed Rate
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FAQ

Frequently Asked Questions

Do I need to save for a 20% down payment?
Are Pre-Qualification and Pre-Approval the same thing?
What's the difference between an adjustable and a fixed rate mortgage?
What is Private Mortgage Insurance (PMI)?
Can I access my home equity before I finish paying off my loan?

*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. Guaranteed Rate is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.

LET’S GET STARTED!

Ready to apply for your home financing loan?

LET’S GET STARTED!

Ready to apply for your home loan?

Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!

Sam Sharp

Loan Officer
NMLS: 224518
cardinal fabion.medhanie@cardinalfinancial.com ChIJOYqs40DSD4gRV6lONO_avVA